Early-warning workspace
What changed?
These product-and-issue pairs moved furthest from their own recent history. A person should still read the evidence.
Data complete throughJul 25, 2026
01
Count Complaints each week
02
Compare With the previous 26 weeks
03
Read The complaints behind the change
Ranked signal view
Observed reports against expected
Observed in the named weekMedian of the previous 26 weeks
Unable to get your credit report or credit scorePayday loan, title loan, personal loan, or advance loan
7expected 0
7.00Unable to get your credit report or credit scoreCredit reporting or other personal consumer reports
492expected 342
3.82Advertising and marketing, including promotional offersCredit card
112expected 79.5
3.37Unable to get your credit report or credit scoreMortgage
3expected 0
3.00Was approved for a loan, but didn't receive the moneyPayday loan, title loan, personal loan, or advance loan
4expected 1.5
2.50Incorrect information on your reportPayday loan, title loan, personal loan, or advance loan
39expected 22
2.29Problem when making paymentsPayday loan, title loan, personal loan, or advance loan
74expected 59
2.02Problem with a company's investigation into an existing problemChecking or savings account
8expected 5
2.02Can't contact lender or servicerPayday loan, title loan, personal loan, or advance loan
7expected 4
2.02Credit monitoring or identity theft protection servicesChecking or savings account
2expected 0
2.00Unable to get your credit report or credit scoreVehicle loan or lease
2expected 0
2.00Struggling to pay mortgageMortgage
213expected 179
1.91Incorrect information on your reportCredit reporting or other personal consumer reports
85189expected 76770
1.79Problem with a purchase or transferPrepaid card
53expected 43
1.69The score measures distance from that product-and-issue pair’s own 26-week history. It is not a probability and cannot prove misconduct.
Complete review ledger
Every current signal, with its period.
The ten highest-ranked items stay visible first. Expand only when you need the lower-ranked context queue.
SignalObserved / 26-week medianSignal scoreVs prior 4-week averageAction
Review
Unable to get your credit report or credit scorePayday loan, title loan, personal loan, or advance loan · observed Jul 13, 2026 → Jul 19, 2026
7/ 0Jan 12, 2026 → Jul 12, 2026
7.00
+675.0%Jun 15, 2026 → Jul 12, 2026
Read matching narratives ↗Review
Unable to get your credit report or credit scoreCredit reporting or other personal consumer reports · observed Jul 13, 2026 → Jul 19, 2026
492/ 342Jan 12, 2026 → Jul 12, 2026
3.82
+53.2%Jun 15, 2026 → Jul 12, 2026
Read matching narratives ↗Review
Advertising and marketing, including promotional offersCredit card · observed Jul 13, 2026 → Jul 19, 2026
112/ 79.5Jan 12, 2026 → Jul 12, 2026
3.37
+40.9%Jun 15, 2026 → Jul 12, 2026
Read matching narratives ↗Review
Unable to get your credit report or credit scoreMortgage · observed Jul 13, 2026 → Jul 19, 2026
3/ 0Jan 12, 2026 → Jul 12, 2026
3.00
+275.0%Jun 15, 2026 → Jul 12, 2026
Read matching narratives ↗Watch
Was approved for a loan, but didn't receive the moneyPayday loan, title loan, personal loan, or advance loan · observed Jul 13, 2026 → Jul 19, 2026
4/ 1.5Jan 12, 2026 → Jul 12, 2026
2.50
+128.6%Jun 15, 2026 → Jul 12, 2026
Read matching narratives ↗Watch
Incorrect information on your reportPayday loan, title loan, personal loan, or advance loan · observed Jul 13, 2026 → Jul 19, 2026
39/ 22Jan 12, 2026 → Jul 12, 2026
2.29
+143.8%Jun 15, 2026 → Jul 12, 2026
Read matching narratives ↗Watch
Problem when making paymentsPayday loan, title loan, personal loan, or advance loan · observed Jul 13, 2026 → Jul 19, 2026
74/ 59Jan 12, 2026 → Jul 12, 2026
2.02
+23.3%Jun 15, 2026 → Jul 12, 2026
Read matching narratives ↗Watch
Problem with a company's investigation into an existing problemChecking or savings account · observed Jul 13, 2026 → Jul 19, 2026
8/ 5Jan 12, 2026 → Jul 12, 2026
2.02
+88.2%Jun 15, 2026 → Jul 12, 2026
Read matching narratives ↗Watch
Can't contact lender or servicerPayday loan, title loan, personal loan, or advance loan · observed Jul 13, 2026 → Jul 19, 2026
7/ 4Jan 12, 2026 → Jul 12, 2026
2.02
+33.3%Jun 15, 2026 → Jul 12, 2026
Read matching narratives ↗Watch
Credit monitoring or identity theft protection servicesChecking or savings account · observed Jul 13, 2026 → Jul 19, 2026
2/ 0Jan 12, 2026 → Jul 12, 2026
2.00
+125.0%Jun 15, 2026 → Jul 12, 2026
Read matching narratives ↗Location context
Where reporting is concentrated.
This view covers all complaints in the latest archive year; it is context for workload, not a claim that a current signal came from one state.
Real state borders · interactive depth map
Latest-year state context
Color and raised-state motion show relative concentration. This uses geographic state boundaries; Alaska and Hawaii appear as map insets. Counts describe submitted reports, not proven harm.