Built from the full CFPB archive

See what people report.
Find what changed.

ConductWatch turns public banking complaints into simple, explainable signals. It helps people decide what to read next; it does not decide who is at fault.

17M complaints4 signals to review71.4% macro-F1

Real signal map

What changed most?

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Change versus the prior four-week average →Signal score: distance above the 26-week norm →123456789101112131415161718
Review
Unable to get your credit report or credit scorePayday loan, title loan, personal loan, or advance loan
Observed · Jul 13, 2026Jul 19, 2026
7
Expected · median, Jan 12, 2026Jul 12, 2026
0
Vs. average · Jun 15, 2026Jul 12, 2026
+675%
Signal score · unusual distance
7.00
Read same product + issue narratives →

Size = complaints in the observed week. Higher = further above its own norm. Right = faster than the prior four weeks.

Plain meaning: “Expected” is the median weekly count across the previous 26 complete weeks. “Matching evidence” is a recent public narrative with the same product and issue; it is context, not proof.

Scroll to follow the evidence

Real state borders · interactive depth map

Where complaint reporting concentrates

Color and raised-state motion show relative concentration. This uses geographic state boundaries; Alaska and Hawaii appear as map insets. Counts describe submitted reports, not proven harm.

Why it exists

Millions of records.
A clearer place to start.

Complaint data can reveal changing customer problems, but a raw spreadsheet is difficult to scan.

ConductWatch finds unusual weekly movement, groups common language, and keeps the source evidence close to every result.

Four working tools

Move from pattern to evidence.

No account is required. Public data is ready to explore, and your own CSV stays in your browser.

02
4

Signal review

See which product-and-issue pairs moved beyond their own history.

Review signals →
03
96% top-three

Model lab

Try the local triage helper and read the full scorecard.

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04
CSV

Your own data

Check volume and data quality without uploading to a server.

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Measured honestly

A score needs
an explanation.

71.4Macro-F1
all classes count equally
71.8Accuracy
27,000 later complaints

The model was tested on later complaints it did not train on. It suggests queues; it does not make regulatory findings.

Read the model card →

Open and inspectable

Start with a change.
End with the evidence.

Every public chart comes from the full, deduplicated archive.

Enter ConductWatch