Credit card
Credit monitoring or identity theft protection services
Spoke to XXXX they said they'd investigate i let them know I never received nor apply for their card they where very rude snd said I needed to pay
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Credit card
Credit monitoring or identity theft protection services
I had a Best Buy credit cards over XXXX years ago, also the card was in debt consolidation and taken care of. Im constantly getting call about this card saying that I owe a certain amount. When I ask the agents calling they are rude and wont give any information except it was a Best Buy card. Also on my credit reports I have no accounts in collections.
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
Please, block and delete the account within XXXX business days pursuant to FCRA XXXX U.S.C. XXXX.
Credit card
Credit monitoring or identity theft protection services
I had a Macys account ending in XXXX since XXXX. In XXXX, I got an email from Macys asking if I requested a change in email. I called them then and said NO, and to cancel my card ( ending in XXXX ). They asked if I wanted a new card and I said NO. Ive made purchases from Macys online since but used other credit cards, thinking my account was closed. Now I see there is another account with Macys XXXX which is in dispu...
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
I uploaded my email in to a data breach finder. It showed that my email alone has been compromised over XXXX times. I then began to notice multiple hard inquiries on my credit report which lead to me to see if Id been a victim of identity theft to began with.
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/3209 [ XXXX ] ( XXXX : XXXX ) XX/XX/year>XX/XX/2967 XXXXXX/XX/9950: Formal Dispute, Request for Validation, and Notice to Cease Collection Activities XX/XX/XXXX To Whom It May Concern : I am writing to formally dispute the alleged debt that you claim I owe. This correspondence is not an acknowledgment of liability or a promise to pay. Rather, it is a request that you comply with you...
Credit card
Credit monitoring or identity theft protection services
Take my account off the derogatory report never used card. It has a XXXX balance so why does it need to be looked at.
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
Transunion XXXX Equifax Things on my credit report is old and Idemtity theft and its been over 7yrs and plus the company sold my credit to another company without my permission 15 US CODE 1692c 15 US CODE 1692g 15 US CODE 1681e b )
Vehicle loan or lease
Credit monitoring or identity theft protection services
I am filing this complaint against Hyundai Motor Finance ( Hyundai Capital America ) for a severe violation of the Fair Credit Reporting Act ( FCRA ). Hyundai is reporting an inaccurate XXXX late payment history on my auto lease account, which has caused an immediate, significant drop in my XXXX XXXX and financial harm. I tendered my full, contractual monthly lease payments within 30 days. Hyundai accepted these fund...
Checking or savings account
Credit monitoring or identity theft protection services
I am XXXX XXXX and a victim of identity theft, tax theft/fraud, bank theft/fraud, mail theft and fraud, violent crimes....... I am requesting an investigation into my banks that I have had theft/fraud.
Vehicle loan or lease
Credit monitoring or identity theft protection services
On Wednesday XX/XX/XXXX, I checked my Well 's Fargo account that holds my Auto Loan. For the past couple years, I've gone in there every couple of months and clicked " view credit score '' and guess what it showed me my credit score. Well on the XXXX, I clicked on that button and it showed me a " sign up for XXXX XXXX XXXX '' which I declined and then left the website. 24 hours later on XX/XX/XXXX, I get an email fro...
Checking or savings account
Credit monitoring or identity theft protection services
Hey hello, Im XXXX so back in like XXXX I received a text of a job offering, I was unemployed and took that offer it was about advertising XXXX basically they were telling me that I had to go to this place they had given me once i received a check from them to get the logo XXXX on my car basically advertising it and driving around. And it didnt seem fake or suspicious because of the way they were telling me about it....
Credit card
Credit monitoring or identity theft protection services
I am submitting this complaint because a Discover credit card account that I reported as fraudulent and the result of identity theft continues to appear on my credit report. The account was reportedly opened in XX/XX/XXXX and later closed in XX/XX/XXXX with a balance of approximately {$5700.00}. I did not open or authorize this account and have consistently maintained that it was created through identity theft. I dis...
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
Contents of Complaint : This CFPB complaint has been led to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Equifax credit reporting agency , the Experian credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of...
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
Contents of Complaint : This CFPB complaint has been led to request pursuant to FCRA 605B ( 15 U.S.C. 1681c-2 ) that you, the Equifax credit reporting agency , the Experian credit reporting agency, block information appearing on my consumer credit report that is the result of identity theft and fraud within 4 business days of you receiving this complaint. This fraudulent, inaccurate, and false information consists of...
Credit card
Credit monitoring or identity theft protection services
I recently reviewed my credit reports and discovered XXXX and Goldman Sachs/Apple Card accounts that I did not knowingly open or authorize. I was unaware these accounts existed when they were established. Based on my understanding, my father opened these accounts using my personal information without my knowledge or consent. I did not apply for the accounts, did not authorize anyone to apply on my behalf, and did not...
Vehicle loan or lease
Credit monitoring or identity theft protection services
On XXXX XXXX Car Paperwork And Stuff Were Filled Out. On XXXX XXXX Paid Amount Of {$2500.00} Was Down Payment. Also Of Course Payments Were Getting Paid Consistently In The Amount Of {$780.00} A Month. XXXX XXXX The Car Was Giving Problems I Sent It Back To Dealership For Them To Look At The Vehicle Or See If Their Able To Fixed The Car. On XXXX XXXX Dealership Repsentative Contacted Me And Stated That They Did An In...
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
In XX/XX/XXXX, my husband and I contracted with XXXX XXXX XXXX XXXX XXXX, XXXX for the replacement of nine windows at our home located in XXXX, Kansas. The total financed amount was {$22000.00} through Foundation XXXX XXXX. The contract clearly specified 3-over-1 colonial grid windows. The windows delivered were incorrect they arrived as 6-over-1 configurations, which is a completely different product than what was c...
Student loan
Credit monitoring or identity theft protection services
EDFINANCIAL started billing for students last year. Its been years since they stopped billing for awhile and I have had a new bank and phone number since then. I noticed the first late payment and called Ed financial to pay the balance and set up auto pay. I gave the rep my account number and routing number and the other billing information she needs. She said it was set up. I followed up with Ed financial a month la...
Credit card
Credit monitoring or identity theft protection services
I opened an account with bank of america. then I did their autopay settings like I normally do. the account did not charge for some technical reason ... and then it went on my credit. When I saw, I immediately paid the entire balance manually and they are not removing from my credit report and taking fault. I need this removed from my credit for unauthorized issue
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
Someone has opened an account with Klarna with a loan of XXXX dollars that needs to be paid in 3 months on XX/XX/XXXX. Later in XXXX, I received a letter from Klarna asking me to pay a loan that I did not even know about. I contacted the company, and they said that I ned t file a dispute with the credit bureaus. I created three accounts with those bureaus and had a freeze on my credit and filed a dispute, and the acc...
Vehicle loan or lease
Credit monitoring or identity theft protection services
Heres a professional and concise version you can submit to the Consumer Financial Protection Bureau regarding Ally Financial : I am filing a complaint regarding inaccurate credit reporting and poor account servicing by Ally Auto related to my auto loan account, which was active as of XX/XX/XXXX. In XX/XX/XXXX, Ally Auto attempted to withdraw two payments from my XXXX XXXX bank account. One of the duplicate charges wa...
Credit card
Credit monitoring or identity theft protection services
" XXXX '' movers guide - web site - XXXX XXXX - fraudulent transaction, moved within XXXXXXXX XXXX XXXX XXXX and XXXX charged me out of Tennessee. Suspected human trafficking efforts by posing XXXX XXXX officials acting as public health dictators falsifying claims about me, XXXX XXXX XXXX, or involved in deep seeded financial abuse and societal warfare tactics trying to extract and take me away from my family and hom...
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
I did not provide my information for this loan, so I have no idea why it is on my credit.
Student loan
Credit monitoring or identity theft protection services
I am writing to respectfully request a goodwill adjustment for the late payment reported on my student loan account during a temporary financial hardship. At the time, I was unexpectedly laid off from work for approximately XXXX months while supporting my family and preparing for the birth of my second child. During this same period, I also relocated from XXXX XXXX XXXX in search of stable employment and better finan...
Checking or savings account
Credit monitoring or identity theft protection services
I am filing this complaint against PenFed Credit Union regarding the handling of my dispute claim involving a returned merchandise refund that was improperly denied and closed. The transaction in question occurred on XX/XX/year> for {$1000.00}. Item was returned on XX/XX/XXXX because it was defective. After item was delivered back to merchant, the merchant refused to issue a refund for merchandise that I returned, I ...
Checking or savings account
Credit monitoring or identity theft protection services
The Original Creditors Name : UNITED ACCOUNTS INC XXXX XXXX. I had got a Joined account with someone and we never received our official bank card from the day we open the account we deposited out XXXX XXXX and that was it next thing we getting charged monthly fees for months that end up being over XXXXXXXX XXXX dollars then they continue to stop and closed out account .. we asked numerous of time how they come up wit...
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
A fraudulent loan was taken out under my maiden name with this company. I made a police report and sent them the police report. They are still making me go through hoops and not resolving the issue. They have not started their investigation because they are wanting me to go to identitytheft.gov. I have done that and sent them paperwork but it is not good enough because they want a completed FTC Identity Theft Report ...
Student loan
Credit monitoring or identity theft protection services
I am requesting a goodwill adjustment regarding the late payment history being reported on my account. The loan has since been paid in full, and I have satisfied my financial obligation entirely. I respectfully ask that you consider removing the late payment reporting from my credit history as a courtesy. The negative marks no longer reflect my current financial standing or responsibility, especially now that the acc...
Student loan
Credit monitoring or identity theft protection services
Its been on my credit for 13 years and I dont know why its still on there its 2026. Its hindering my credit to where I cant get nothing in my name. Im a single mom trying to get me a house for me and my kids. And they told me thats the only thing that keeping me from going through the process of getting a house.
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
I am a victim of identity theft. Citibank is reporting false information to credit bureaus, claiming I made a " voluntary payment '' on XX/XX/year>, to hold me liable for a {$14000.00} fraudulent debt. This is a complete lie. I have strong evidence to prove my case : 1. XXXX STATEMENT PROOF : My XXXX XXXX statement ( Account ending in XXXX ) shows NO payment was made to Citibank on XX/XX/XXXX. Citibank 's claim is fa...
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
I opened a lease with Acima via XXXX on XX/XX/XXXX totaling at {$960.00} for various furniture items, with an initial payment of {$21.00} which was paid on XX/XX/XXXX, with another payment made on XX/XX/XXXX of {$69.00}, per the agreement which was biweekly payments of {$64.00} with interest / fees. I received an automated email on XX/XX/XXXX from XXXX stating a notice of email address change, advising that all of my...
Student loan
Credit monitoring or identity theft protection services
I am submitting this complaint regarding the handling and credit reporting of my federal student loans serviced by MOHELA. After maintaining approximately eight years of positive credit history and on-time payments, I experienced a temporary financial hardship that caused me to fall behind. I submitted a forbearance request on XXXX ; however, before any relief could be applied, MOHELA reported late payments across mu...
Credit card
Credit monitoring or identity theft protection services
I have noticed that each time I pay toward my total balance due to reduce the overall balance I get a notification stating that they have reduce my credit balance therefore making my available credit to reflect I owe almost my entire balance. Example made a payment of {$300.00} and I would have a balance of available credit they reduced it to my overall credit being {$4100.00} and reflect an available balance of {$11...
Credit card
Credit monitoring or identity theft protection services
First issue : Citibank XXXX, paid off balance of XXXX XXXXXXXX and some change XXXX years ago, they asked for an additional XXXX XXXXXXXX in additional fees after the bill was paid maybe XXXX days after, I paid the statement balance and which was on the the most recent statement I had. Several conversations with them after I refused to paid that amount they requested after the statement balance was paid. I paid what ...
Vehicle loan or lease
Credit monitoring or identity theft protection services
I am a victim of XXXX. The information listed below, which appears on my credit report, is the result of that trafficking. 1. XXXX Date of inquiry : XX/XX/XXXX 2. XXXX Date of inquiry : XX/XX/XXXX 3. XXXX XXXX Date of inquiry : XX/XX/XXXX 4. XXXX XXXX Date of inquiry : XX/XX/XXXX 5. XXXX XXXX Date of inquiry : XX/XX/XXXX 6. XXXX XXXX Date of inquiry : XX/XX/XXXX 7. XXXX XXXX Date of inquiry : XX/XX/XXXX 8. XXXX XXXX ...
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
I am filing a complaint regarding a personal loan issued through Upstart that i believe was obtained under fraudulent and coercive circumstances. I was the victim of a coordinated romance scam involving deception, psychological manipulation, and step-by-step instructions from an individual who induced me to take out this loan and immediately transfer the funds to third parties. These actions were not taken under norm...
Credit card
Credit monitoring or identity theft protection services
This debt shows account closed on XXXX report charged off. That means they're seeming to report the acct debt uncollected and therefore receive full tax benefit. I'm under the impression that this account should be closed not w debt collectors. I thought that debts cards closed more than XXXX years ago should protect me from collection calls. They continue to harass me as early as XX/XX/year>.
Student loan
Credit monitoring or identity theft protection services
This is not my account filed claims repeated times Police reports identity thefts reports ftc reports in all forms wish for this to be removed from my credit file and wish for my credit to be back in good terms
Credit card
Credit monitoring or identity theft protection services
I am submitting this complaint regarding inaccurate information being reported on my credit file by Capital One. The account in question, reported as opened in XX/XX/year>, is listed on my credit report with an incorrect spelling of my name. This constitutes a clear error in personal identifying information. I previously filed a dispute with the credit reporting agencies and/or Capital One to address this issue ; how...
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
Hi there, I had a lease that was taken out in my name, through Acima Leasing on ( XX/XX/year> ) for {$2000.00} for a XXXX purchase for an XXXX XXXX. I did not take out this loan, as someone stole my identity/personal information to open this account, so they would be able to obtain a service/item. My name, social security, date of birth, and email address was stolen and used to create the account and have a lease iss...
Student loan
Credit monitoring or identity theft protection services
I took out a deferred Parents Plus student loan for my son with U.S Dept Of Education. NELNET. They were sending all notifications regarding my loan to a incorrect email. I did not receive and they did not send any notices to my address of record by regular mail to notify me. All communications were sent to a incorrect email XXXX Meanwhile the payments became past due and on XX/XX/XXXX and NELNET reported this to the...
Student loan
Credit monitoring or identity theft protection services
Someone in XXXX XXXX university signed up for a XXXX loan in my name and also received XXXX in debt Ive never been to XXXX XXXX nor did I sign a no promissory note?
Credit card
Credit monitoring or identity theft protection services
b'This is in regard to a US Bank XXXX XXXX. Account # XXXX XXXX XXXX XXXX. This is a credit card that my deceased wife opened. My wife passed away on XX/XX/2025. I notified US Bank and provided them with a death certificate. The account specialist informed me that I was not responsible for the debt because this was not a joint account. I was simply a card holder. This has now been turned over to a collection agency t...
Vehicle loan or lease
Credit monitoring or identity theft protection services
To whom it my concern : XXXX finance company charged off a balance of {$190.00} after receiving the insurance check of {$15000.00} earlier in the same month of XXXX of 2023. I was not delinquent on my account that month because the insurance check had been applied to my account so there wasnt a legal reason for the charge off. I was not notified that they had received the insurance check. I paid the remainder in XXXX...
Credit card
Credit monitoring or identity theft protection services
I am a victim of identity Theft. On Tuesday, XXXX XXXX, XXXX I received a XXXX XXXX XXXX in the mail. I reported it to XXXX as fraud. I also made a report to the XXXX credit bureaus, XXXX XXXX, federal trade commission, and made a Police Report. A third party has opened a XXXX credit card in which theres a balance of {$480.00} owed as of XX/XX/XXXX. I dispute the debt and request validation of it, since it was done f...
Credit card
Credit monitoring or identity theft protection services
Some one set up a fraudulent account in my name with CITI CARDS, XXXX XXXX XXXX, XXXX XXXX, XXXX. XXXX : XXXX. I have contacted the company XXXX, once on XX/XX/year> and then on XX/XX/year>. Initially, I was told they would report the identity theft and I was not responsible for the charges. Instead, I got a letter in the mail indicating I owe the money. Then I recieved a second letter demanding payment. I called the...
Vehicle loan or lease
Credit monitoring or identity theft protection services
STOP TRYING TO SHUT ME DOWN! You ask for evidence and I provided. To Whom It May Concern, I am writing in response to your recent communication regarding the above-referenced account. Your response is unacceptable and reflects a failure to comply with your legal obligations under federal law. I have already notified Westlake Financial Services that this account is the result of identity theft and fraudulent activity....
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
account sunshine loans # XXXX I'm unaware of this debt and did not have the opportunity to dispute this account. if you believe you sent proper notification, please provide " certified mail '' with receipt displaying my signature. if not, please delete account # XXXX as soon as possible from my credit report or I will have to take legal action.
Checking or savings account
Credit monitoring or identity theft protection services
I tried setting up a XXXX XXXX for my computer and couldnt verified my bank account statement which I did everything correctly.
Student loan
Credit monitoring or identity theft protection services
There are two student loan accounts on my credit, both were being paid for up to date until XX/XX/XXXX, I am unaware of any information with this loans and was unaware they were even taken out until it hit my credit for missed payments. I have never made a payment towards these two loans and I have tried to dispute these loans with on XX/XX/XXXX, yet no one responded to my claim, no one has reached out regarding why ...
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
Upon reviewing my credit report I found XXXX accounts that I did not authorize and have no knowledge of. I sent the credit bureaus my ID theft report with these XXXX accounts listed. XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX Account # - xxxxxx XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Account # - xxxxxx XXXX XXXXXXXX XXXX Date Opened : XX/XX/XXXX Account # - XXXX
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
Upon reviewing my credit report I found XXXX accounts that I did not authorize and have no knowledge of. I sent the credit bureaus my ID theft report with these XXXX accounts listed. XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX Account # - xxxxxx XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Account # - xxxxxx XXXX XXXXXXXX XXXX Date Opened : XX/XX/XXXX Account # - XXXX
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
Upon reviewing my credit report I found XXXX accounts that I did not authorize and have no knowledge of. I sent the credit bureaus my ID theft report with these XXXX accounts listed. XXXX XXXX XXXX XXXX XXXX : XX/XX/XXXX Account # - xxxxxx XXXX XXXX XXXX XXXX Date Opened : XX/XX/XXXX Account # - xxxxxx XXXX XXXXXXXX XXXX Date Opened : XX/XX/XXXX Account # - XXXX
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
I am taking action because the information that was previously blocked due to identity theft was reinserted by the data furnisher, despite legal obligations. This re-reporting violates my rights under the Fair Credit Reporting Act. I have documented proof that the account was identified as fraudulent, and its reappearance is clear evidence of noncompliance.
Student loan
Credit monitoring or identity theft protection services
I was never notified when the my loans were sold to another company. Now on my credit report it shows late payments. The loan is current but says I was behind on payments when Im under a repayment plan.
Student loan
Credit monitoring or identity theft protection services
I am filing a formal complaint regarding inaccurate, misleading, and potentially unlawful credit reporting by MOHELA/XXXX. Based on my records, the Date of First Delinquency ( DOFD ) for this account is approximately XXXX. I have not made any payments on this account since approximately XXXX. Despite this, the account is currently being reported in XXXX with recent activity in XXXX, including months marked as on-time...
Student loan
Credit monitoring or identity theft protection services
In late XXXX my lender switched to XXXX. I received notice that my student loans were due and it showed up as debt on my credit. I applied again for deferment /forbearance and the lender approved however my student loans are now showing as debt on my credit report. Before this happened I only had credit card debt less than XXXX that showed now it shows I owe XXXX for student loans. I reached out to the lender and the...
Student loan
Credit monitoring or identity theft protection services
I have something from Launch Servicing reporting on my credit. However upon receiving information requested, it was for a school I never applied to or attended. The school was XXXX XXXX XXXX. The signature spot was a form of different letters and numbers and I have knowledge of this account.
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
My social security card was stolen in XXXX I was able to replace it and at that time no accounts were open til my knowledge. I recently checked my credit and I had over a dozen that I had no know of Ive never been outside of the state of XXXX but have account in Wisconsin and etc.
Checking or savings account
Credit monitoring or identity theft protection services
I have a Consumer ID number and Identity Theft with Wells Fargo and I need help filing Identity theft
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
I am submitting this complaint regarding a fraudulent account that has remained on my credit report for more than XXXX months despite multiple disputes. I have repeatedly notified the credit bureaus that this account is the result of fraud and does not belong to me, yet it continues to be reported without proper verification. Account Name : COMENITYXXXX Account Number : XXXX Date Opened : XX/XX/year> This inaccurate ...
Student loan
Credit monitoring or identity theft protection services
My personal and financial information was compromised without my authorization. The XXXX education rights and privacy act XXXX protects the confidentiality of student records. This breach is a clear violation of XXXX and your responsibility to safeguard my information. Given the severity of this breach and resulting compromise to my personal and financial information, I request you immediately cancel and discharge my...
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
I canceled my experian account membership in XXXX of XXXX. I've continued to be charged ever since. With my credit card company, I have been able to reverse the charges as they come if I catch them. But I still get charged every month regardless. I've gone on to experience website, and actually deleted my entire account even after I had discontinued my paid membership. Still, I continue to be charged every single mon...
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
Fraud exploitation, credit card misuse, fraud identity theft around XXXX worth of damage, from XXXX XXXX a ex Buissness partner that took advantage of Im permanently XXXX with diagnosis of XXXX which made me at times incapable of managing my finances, XXXX during times of illness was just supposed to pay bills, she applied for loans signed for it in my name money deposited in my account that she had access to and she...
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
I received various text messages this month about overdue payment on an installment loan through Synchrony Bank. I have no such account with them at all. I check my credit report and see an attempt to take a loan via XXXX was done in XXXX. I have never applied for any such loan. I called Synchrony Bank and told them so and they claim they immediately closed the account and initiated an investigation. All XXXX major c...
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Illinois XXXX XX/XX/XXXX Subject : Identity Theft Block Request Under 15 U.S.C. 1681c-2 To Whom It May Concern, I am writing to formally request that you block and remove fraudulent accounts from my credit file pursuant to 15 U.S.C. 1681c-2 of the Fair Credit Reporting Act. I am a victim of identity theft, and the accounts listed below were not opened or authorized by me....
Credit reporting or other personal consumer reports
Credit monitoring or identity theft protection services
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, Illinois XXXX XX/XX/XXXX Subject : Identity Theft Block Request Under 15 U.S.C. 1681c-2 To Whom It May Concern, I am writing to formally request that you block and remove fraudulent accounts from my credit file pursuant to 15 U.S.C. 1681c-2 of the Fair Credit Reporting Act. I am a victim of identity theft, and the accounts listed below were not opened or authorized by me....
Vehicle loan or lease
Credit monitoring or identity theft protection services
I am filing this complaint regarding an auto loan with American Credit Acceptance related to a XXXX XXXX XXXX XXXX. The vehicle became subject to multiple safety recalls involving a high-voltage battery fire risk. XXXX issued warnings instructing owners not to charge the vehicle and not to park the vehicle in garages or near other vehicles due to the risk of fire or explosion. The recall notice also stated that a rem...
Student loan
Credit monitoring or identity theft protection services
Dept of education / Neln Date XXXX XXXX, XXXX Amount : XXXX Address : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Acct : XXXX Dept of education? Neln Date : XXXX XXXX, XXXX Amount : XXXX Address : XXXX XXXX XXXX XXXX XXXX, XXXX XXXX Acct : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, FL, XXXX XXXX XXXX Date : XX/XX/XXXX Via Certified Mail Return Receipt Requested XXXX XXXX XXXX XXXX Nelnet XXXX XXXX XXXX XXXX. XXXX, XXXX XXXX Re...
Vehicle loan or lease
Credit monitoring or identity theft protection services
I am submitting this complaint regarding the origination of an auto loan issued by Western Funding ( Westlake Financial ). I believe this loan was originated using documentation that I did not sign and without the required Truth in Lending Act ( TILA ) disclosures being provided prior to the alleged consummation of the credit transaction. On or about XX/XX/XXXX, my spouse and I contacted a vehicle seller regarding a ...
Checking or savings account
Credit monitoring or identity theft protection services
I am a victim of identity theft and I am disputing the following fraudulent accounts XXXX XXXX XXXX XXXXXXXX {$280.00} balance opened XX/XX/XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX {$860.00} balance opened XX/XX/XXXX XXXX XXXX {$0.00} balance opened XX/XX/XXXX XXXXXXXX XXXX XXXX XXXXXXXX {$0.00} balance opened XX/XX/XXXXXXXX XXXX XXXX XXXX XXXXXXXX {$0.00} balance opened XX/XX/XXXXXXXX XXXX XXXX XXXX XXXXXXXX {$0.0...
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
The account was opened fraudulently, Im a victim of identity theft and the company is jarring me with call and texts
Checking or savings account
Credit monitoring or identity theft protection services
Suncoast credit union gave my children information to a marketing company and that company was hacked and their social security numbers were stolen they sent me a letter to sign up to XXXX but I told them that that company was hacked before and my information was taken and that I am not comfortable with adding my childrens information to that company they did not try to give me other options because they work specifi...
Checking or savings account
Credit monitoring or identity theft protection services
I got a call from a XXXX XXXX in the state of Maine. They are called XXXX XXXX XXXX. Case XXXX XXXX XXXX states that they are not on google and she refuse to provide me with a debt validation letter. Apparently i had Bank America account in 2017 which I did not and when I ask for more information she does not have it. They are not on XXXX and seems fraud.
Vehicle loan or lease
Credit monitoring or identity theft protection services
Formal Demand Letter to Linebarger Subject : Formal Complaint and Demand for Proof of Payment or Refund Account # : XXXX Transaction Ref # : XXXX Amount : {$390.00} Date of Payment : XX/XX/year> XXXX XXXX Dear Sir or Madam, I am writing to formally dispute your failure to forward my payment to the appropriate authority. On XX/XX/year> at approximately XXXX XXXX, I paid Linebarger the full amount of {$390.00} in conne...
Vehicle loan or lease
Credit monitoring or identity theft protection services
I am formally disputing the accuracy of the Regional Acceptance Co account listed on my XXXX credit report. This vehicle was declared a total loss on XX/XX/year>. I received written notice from my XXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, that the final insurance settlement check would be issued directly to the loan company. Despite this, Regional Acceptance Co is inaccurately reporting this account as a ch...
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
Account paid from collateral, removal file from credit, no payments were made, remove as soon as possible Subject : Federal Laws Governing Removal of Credit File Information Under the Fair Credit Reporting Act ( FCRA ), 15 U.S.C. 1681, consumer reporting agencies may include only information that is accurate, verifiable, and legally permissible. Pursuant to 15 U.S.C. 1681e ( b ), agencies and furnishers must follow r...
Checking or savings account
Credit monitoring or identity theft protection services
I use to use Wells Fargo bank and I closed it, and I found out that they had linked my data, my social security number was linked my name, Date of birthday and credit card number
Vehicle loan or lease
Credit monitoring or identity theft protection services
I am reporting identity theft and inaccurate information appearing on my consumer report. I discovered the fraud in XX/XX/XXXX. The fraudulent activity includes multiple accounts/loans opened and hard inquiries made without my authorization. I filed an FTC Identity Theft Report on XX/XX/XXXX to document the crime and support my dispute. Identity Theft Report XXXX Fraudulent accounts/loans opened without my permission...
Vehicle loan or lease
Credit monitoring or identity theft protection services
I am submitting this complaint regarding Westlake Financial Services and an auto loan account on which I am listed as a co-signer. This account is currently reporting as an open auto loan on my credit report, and it is preventing me from being approved for a vehicle in my own name. The primary borrower is my sister, who is in possession of the vehicle and responsible for the payments. I am not using the vehicle, yet ...
Checking or savings account
Credit monitoring or identity theft protection services
I have been a victim of a fraudulent authorization inquiry in my name that I would like to be removed effective immediately.
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
my credit report it saying I got a payday loan from cash net USA. I have never applied for a payday loan through that company.
Payday loan, title loan, personal loan, or advance loan
Credit monitoring or identity theft protection services
15 US Code 1666 15 US Code 1666 ( b ) Upon completion of the loan, late payments are still on credit report even though it was the companys mistake in the beginning of the loan and not issuing proper documentation to correct address
Vehicle loan or lease
Credit monitoring or identity theft protection services
Bridgecrest is inaccurately reporting a delinquency on an auto loan that was paid in full in XX/XX/XXXX. Their own account records show the account marked Paid in Full on XX/XX/XXXX. Months later, Bridgecrest internally reversed the payoff due to a refund check they claim was issued for a monthly payment. I was never notified that the payoff had been reversed, that a balance remained, or that any payment was due. For...
Vehicle loan or lease
Credit monitoring or identity theft protection services
Sheffield Financial has reported a late payment on my credit report that is inaccurate and the result of multiple failures outside of my control. The dealership did not have me complete or sign any automatic payment authorization form at the time of purchase, so my payments were never set up. I received no proper notice from XXXX that payments were due or missed. Their phone number was flagged as spam by XXXX, so I d...
Checking or savings account
Credit monitoring or identity theft protection services
I had XXXX accounts put in my name re and I've never XXXX or even been in wells Fargo. I first had XXXX account papers mailed to me saying my pins for XXXX accounts I didn't open and the passwords. Then after I called them they told me they canceled those accounts. But a couple weeks later after I had my credit reports froze wells Fargo sent me another XXXX cards separate card accounts and pins I still have the cards...
Checking or savings account
Credit monitoring or identity theft protection services
On Wednesday, XX/XX/year>, all of my PNC Bank accounts ending in XXXX, XXXX, and XXXX were suddenly and completely zeroed out without any prior notification or documentation indicating that a garnishment was to occur. I never received any court order, letter, or official correspondence advising that this action was pending or approved. The first time I became aware that a garnishment had taken place was only after my...
Checking or savings account
Credit monitoring or identity theft protection services
Just watch this video I uploaded XXXX XXXX XXXX XXXX They did this to me years ago by not paying my dental insurance .. they forced me to pay more than {$2000.00} to my dentist, though there's no way it could have been my fault The lovely government forces me to use this " service '' against my will though I have never shown behavior that suggests it's needed... They get a forced {$50.00} a month out of me to do a ga...
Checking or savings account
Credit monitoring or identity theft protection services
This letter serves as formal notice that you must immediately cease and desist from engaging in the following conduct : [ Briefly describe the behavior or action e.g., making false and defamatory statements about me online, using my copyrighted material without permission, harassing me via text messages, etc. ] Your actions are unauthorized, harmful, and unlawful, and they have caused and continue to cause damage to ...